HECS-HELP student debt
For anyone with uni debt, the recent indexation increase of 7.1% might come as a shock. Here are a few things to keep in mind.
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Tips for surviving the fixed rate cliff
The low fixed rates many Australians locked in over the pandemic period are gradually expiring. If you’re worried about what’s on the other side of the fixed rate cliff, here are some tips to help you cope.
Market Wrap November 2023
In October, global shares performed poorly and the US S&P 500 and Australian shares both declined. The Utilities sector was the only positive performer, while IT was the worst-performing sector. Concerns about sustained US inflation contributed to the global downturn.
From empty nest to full house
Is your empty nest no longer empty? Here are some ways to navigate the emotional and financial challenges of an adult child moving back home.
Can your super death benefit go to the wrong person?
Without careful end-of-life planning, there’s a chance your super could wind up in the hands of someone unintended. Here are a few scenarios that might cause difficulties.
Market Wrap October 2023
Global shares had a tough September and the US S&P 500 price index was down. However, the Energy sector managed to return 1.3% while all other sectors faced negative returns. The Australian dollar lost 0.3% against the USD$ which benefitted from resilient domestic growth. Despite this, labour markets are still robust.
6 questions to ask when you receive your super statement
There’s more to your super statement than how well your fund has performed. Here are a few questions to ask when you receive yours.
5 household hacks to help you cut your bills
With rising living costs, cutting discretionary spending on luxuries is one option, but a simpler and more attractive approach is to review and trim your so-called fixed household expenses. Here are the top five household hacks for saving money.