Sustainability Loan – Primary Producer
Sustainability Loans provide finance of up to $1,300,000 to assist in achieving a more productive and sustainable primary production enterprise.
Improving enterprise efficiencies
Make your land work better for you by building fences, dams, storage facilities, improving irrigation or establishing additional water points.
Implement on-farm value-adding or supply chain initiatives to ensure your enterprise continues to be successful for years to come.
Upgrading or diversifying operations
Upgrade operations to improve productivity – buy or replace plant or machinery as part of your farm business planning, or diversify your operations.
If you would like to purchase livestock or machinery, QRIDA can lend for these purchases. You can also expand your enterprise in stages to best meet your cash flow.
Achieve long-term sustainability
Purchase equipment to meet environmental requirements, or drought/flood ‘proof’ your property. Implement sustainable resource management practices, including alternative energy systems to achieve long-term sustainability.
Joint lending with your bank
QRIDA will consider joint lending options with your bank or other commercial lenders. If you require more than $1.3 million or partial funding from QRIDA for a specific project or activity, please discuss your options with us.
What can the loan be used for?
A range of activities that enable you to expand current operations to improve productivity or long-term sustainability is eligible.
Please discuss your farming needs with us to find out how loans might best suit you.
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Eligibility | If you meet the following requirements, you may be eligible for a Sustainability Loan:
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Terms and conditions
QRIDA programs are subject to terms and conditions that identify the required eligibility criteria for each loan as outlined in the program guidelines. For further information regarding eligibility criteria, please view the full terms and conditions in the Sustainability Loan guidelines or Freecall 1800 623 946.
How to apply…
When applying for a Sustainability Loan, you will need to complete an application form and submit this form to QRIDA along with the documents stated on the application form including your management plan.
Please note that loans are subject to the availability of funding and applications will not enter the assessment queue until all information and supporting documents have been provided, regardless of any finance dates in place. QRIDA requires at least 10 business days to convey a decision following receipt of all required documents.